Car insurance is one of many things that you are required to have if you want to drive in Indiana. But unlike other necessary expenses, like car payments or gas, car insurance can be confusing and expensive if you attempt to navigate it on your own. If you are beginning to explore your options, there are a few extra things you should know before buying car insurance in Indianapolis, IN.
First, Indiana is a “fault” state when it comes to car accidents. That means that the person found at fault for an accident is responsible for the damages. And because Indianapolis is a big city with a lot of traffic, car accidents are not uncommon occurrences. That’s why it is important to make sure you have enough liability coverage to protect yourself financially if you cause an accident.
Another thing to keep in mind is that Indianapolis has an unfortunate number of uninsured drivers on the road. That means that even if you have all the coverage in the world, you might still end up paying for damages out of your own pocket if you’re hit by an uninsured driver. That is why it is important to get uninsured or underinsured motorist coverage as well.
Ultimately, the type of car insurance you should buy will depend on your unique preferences and circumstances. If you need help determining which type of car insurance is right for you, The Thompson Group can help. Visit them to learn more about your options and speak with a trusted car insurance representative at The Thompson Group today.
