Texas drivers have access to a variety of coverage levels through local insurance companies. These opportunities allow them to protect their automobile investments more fully. The highest coverage level achievable is comprehensive or full coverage. Full Coverage Auto Insurance in Austin TX provides them with added benefits of which they may be unaware.
Coverage for the Vehicle Owner
Comprehensive offers full coverage for the owner’s vehicle. This coverage pays for any repairs that are required after an accident. It provides coverage for all possible repairs based on the total value of the policy. It also provides payment for the vehicle owner’s medical expenses incurred during the accident.
Coverage for Other Drivers
This coverage also pays for the medical requirements for the other driver and their passengers. With the highest coverage available, the policy pays for more extensive medical costs. It also provides a larger value for automobile repair expenses. It provides coverage if the vehicle owner is deemed at fault by law enforcement.
Rental Car Opportunities
If the vehicle is a total loss or requires extensive repairs, the vehicle owner acquires a rental car. The policy pays the full cost of this expense while the owner waits for their vehicle. If the vehicle is a total loss, they have access to a rental car until they receive their payment from their insurer. Any rental car charges after the check are disbursed are the responsibility of the vehicle owner.
Towing and Roadside Assistance
Comprehensive coverage provides for towing and roadside assistance. The total value of these services is defined by the terms of the policy. This includes on-site repairs, battery replacement, and tire services. The vehicle owner acquires a toll-free number for these services when their policy begins.
Texas drivers have the option to choose comprehensive automobile coverage. This is the greatest coverage available through auto insurance providers. It pays the full cost of the accident if the owner is at fault. This includes coverage for their own repairs and medical expenses. Automobile owners who want to start a policy for Full Coverage Auto Insurance in Austin TX should contact Perdue Insurance Group for more information today.
