Severe storms in Longmont, CO, can leave behind significant devastation to residential communities. Hail and wind will compromise the integrity of your roof. Small and large hail can puncture shingles. These small punctures may not seem like a big deal, but they can lead to significant water damage. Water will cause the wood to rot and, eventually, may cause leaking in your home. The best roofing companies in Longmont CO, will help you file an insurance claim, assist you through the claims process, and provide excellent roof repair.
Hail, Wind, and Tornadoes
Storm damage is covered by homeowner’s insurance. You will want to file a claim by calling the claims department, not your local insurance agent. The insurance claims specialist will ask you what property was damaged in the storm, when the damage occurred, and if the home is still inhabitable. It can be stressful to speak with insurance after you have just suffered a major property loss. Roofing companies in Longmont, CO, will send a professional roofing specialist to your home to assist you. They will inspect your gutters, siding, roof, and other areas of your home that will all be included in the same claim.
Adjuster Meetings
Your homeowner’s insurance company will send an adjuster to your home to assess your property for storm damage. It is always best to have an experienced roofer at this meeting. An experienced roofer can help point out or make a case for damages the adjuster may overlook. They will advocate on your behalf. They will use their experience in the field to help you get approved for a full roof replacement. A roofer will also help explain to you the difference between an RCV and an ACV policy. If you have an RCV policy, the insurance will pay out more once you have recovered the depreciation (when the work is complete). If you have an ACV policy, you may be liable to pay the difference on top of your deductible.
