If you own your own business, you need to make sure that you have the right Business Insurance Albany NY for your business needs. There are many different types of business insurance available, and taking the time to be certain you have the right coverage is essential. People get hurt on the job every day. If you have a business that is not properly insured and someone gets hurt while they are at work, he or she could sue you and it could cause you to lose everything you own.
There are also times when people who are out to make a quick buck will target a small business because they think that the business owner will want to do anything they can to avoid having to fight the battle in court. They will claim that they slip and fell in the establishment and that they are injured. If you do not have great Business Insurance Albany NY, there is a chance that your cut-rate insurance company will not fight to keep the crook from getting a payout.
You want to be sure that you have Business Insurance Albany NY with a company that is willing to fight to keep from paying wrongful suits. If someone makes a false claim of a slip and fall accident, it is considered insurance fraud and they can go to jail for doing it. If such an incident does arise, it is important to contact your insurance company right away. You want to let them know what happened and if there were any witness that saw the incident.
If you have security cameras in your establishment, you may want to take a look at them before contacting the company to let them know what can or cannot be seen on the camera. This will allow them to know if there is physical evidence that the person is making a false claim or not. It is important to get all witness information to be sure that the company can contact everyone and discuss the situation. You do not want to have your insurance premiums increase because of a selfish individual.
