Vehicle insurance is a legal requirement in Illinois, and this includes motorcycles. If you’re caught riding without insurance, you could face some serious penalties. But even if you’re not worried about getting into trouble with the law, there are plenty of other good reasons to ensure your bike is properly insured. Here are just a few of the benefits that motorcycle insurance in Chicago can provide.
Cover For Your Medical Expenses
One of the most important benefits of motorcycle insurance is that it can help you cover the cost of medical expenses if you’re involved in an accident. If you’re seriously injured, your medical bills could easily exceed $100,000.
Collision and Comprehensive Coverage
Another important benefit of motorcycle insurance is that it can help you pay for repairs to your bike that is damaged in an accident. If you don’t have collision or comprehensive coverage, you’ll be responsible for paying the entire cost of repairs yourself. And depending on the extent of the damage, those repairs could easily cost several thousand dollars.
Uninsured/Underinsured Motorist Coverage
Unfortunately, not everyone on the road is properly insured. If you’re involved in an accident with an uninsured or underinsured driver, your motorcycle insurance can help you cover the cost of repairs and medical expenses. Without this coverage, you could be stuck paying for everything yourself.
Protection From Theft
If your motorcycle is stolen, your motorcycle insurance can help you cover the cost of replacing it. And if you have comprehensive coverage, your insurer will also pay for any damage done to your bike during the theft.
Get a Free Quote
Accurate Auto Insurance offers motorcycle insurance in Chicago at an affordable price. This helps you enjoy the peace of mind that comes with knowing you’re properly insured.
