Basic Features to Include With Your Los Angeles Employee Insurance Policies

by | Jan 29, 2020 | Insurance

When people come to work for your company, they expect to be eligible for benefits after 60 to 90 days on the job. The benefits that you can offer to your employees can make their lives easier and also provide financial protection for their families.

When you want your employees to be happy working for you, you must ensure that the benefits meet their basic expectations. By including these base features in a standard employee benefits policy in Los Angeles, CA, company owners can provide the services that their workers need to keep themselves and their families healthy.

Health Coverage

When you consider what to put in an employee benefits policy in Los Angeles, CA, you want to provide basic health coverage. The coverage ideally should provide coverage for services like physicals and immunizations. You can also invest in policies that extend payment for hospitalizations, short-term disability and surgical procedures.

Most basic policies pay at least 80 percent of the costs for these services. Employees have to pay the remaining 20 percent until they reach their deductibles. After their deductibles are paid for the year, the rest of their medical services are provided at no cost to them.

Vision and Dental

When you want to provide a more extensive basic employee benefits policy, you also can include vision and dental insurance as well. These services can be particularly important for workers who have families. Their children and spouses need access to these services for general good health.

It would not be out of the question to provide vision and dental coverage for a nominal cost, however. Employees can be given the option of tacking them onto their health insurance policies.

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