Some new drivers don’t realize that having auto insurance in Harrisburg, PA is not an option. If a driver is caught operating a vehicle without insurance, nasty consequences can result. They might be hauled off to jail while their vehicle is impounded. Paying to get a vehicle out of an impound lot can cost over $100. If a person can’t immediately come up with the money, there will be more added to the impound fee because the cost goes up with each passing day. There are some drivers who know insurance mandatory, so they try to forge proof of insurance. That just gets them into more trouble.
Having a vehicle impounded because of lack of auto insurance in Harrisburg, PA can pale in comparison to what the court can do to an uninsured driver. If a judge decides to do so, they can actually suspend a person’s license. The best way to avoid severe consequences after being caught without insurance is to purchase insurance and bring proof to court. It shows that the driver was willing to correct their mistake without being ordered to do so by the court. Along with license suspension, a court might order a driver to fill out an SR-22 insurance form.
The government isn’t the only entity that can demand a driver carry insurance. The government only demands that drivers carry liability insurance, but lenders can demand other things. Since they have a monetary stake in the vehicle, they will demand borrowers to hold more comprehensive insurance. Having gap coverage is also important for borrowers who have new cars. Borrowers don’t want to end up in debt to insurers over a totaled or stolen vehicles.
So why is insurance so important? Well, the injuries from a car accident can lead to costly medical bills. Car repairs can be costly too. Why should a person who wasn’t at-fault have to pay for something that another person caused? Insurance is a form of financial protection that can help to keep a driver out of debt if they are involved in an accident.
