The Social Security Administration (SSA) is a federal government agency that provides financial assistance to those who are unable to work due to a disability.
There are two main types of Social Security disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is a federally funded insurance program that provides benefits to workers who have become disabled and are unable to work. SSI is a needs-based program that provides benefits to disabled individuals who have limited income and resources.
Individuals who are eligible for SSDI benefits will receive a monthly cash benefit based on their past earnings. The amount of the benefit is determined by the Social Security Administration and is based on the individual’s average lifetime earnings.
In order to be eligible for SSDI benefits, an individual must have worked and paid into the Social Security system for a certain period of time. The amount of time required varies depending on the individual’s age at the time they become disabled.
In addition, the individual must be considered “disabled” according to the Social Security Administration’s definition. The SSA defines a disability as an impairment that prevents an individual from engaging in any “substantial gainful activity” and is expected to last for at least one year or result in death.
There are many different types of impairments that can qualify an individual for SSDI benefits. These include physical impairments, mental impairments, and certain chronic health conditions.
If you believe you may be eligible for Social Security disability benefits, an attorney can provide further guidance on applying for disability insurance in Scottsdale. To know more, contact Slepian Ellexson, PLLC, today.
