People usually don’t talk in technical terms about collision repair service and the finer points of automotive insurance. After their car is seriously damaged in a collision, however, they are ready to discuss the problem with their friends and relatives. They must decide what to do about auto body repair in Johnson County. Should they have the car fixed or should they junk it and buy something else?
Insurance Considerations
The damage may be significant enough that the insurance company has declared the vehicle a total loss. The insurer is ready to cut a check to the policyholder for the market value of the vehicle. Unfortunately, that amount may be much lower than what the car is worth to the owner. In many instances, an old vehicle with high mileage is still in excellent working order, and trying to replace it with a newer model would be quite costly. The insurance check would be far too low.
In some cases, the car is so old that the insurer will not pay for an amount that would seem relatively low for body work. The vehicle might only be worth $1,000 in the view of the adjusters, for instance, while the repair cost would be $1,500. Yet there is no way the owner could buy a comparable vehicle for that price. This person has been vigilant about maintaining the car and knows it is in great shape aside from the collision damage.
Determining Whether Repair Is Feasible
This person can still schedule Auto Body Repair in Johnson County if the mechanics actually can fix the car. The insurer may be willing to pay their share, meaning the fair market value, while the owner is responsible for the rest of the payment. This must be worked out with the insurance company representatives.
The Goal of the Mechanics
The goal of a garage such as Warrensburg Collision is to return the vehicle to roadworthy condition and its previous cosmetic appearance. The work can be complicated, but experienced technicians have the skills to accomplish amazing results for their customers. Visit us to schedule an appointment at the earliest convenience.
