When talking to people about health insurance, everyone has their own opinion. Aside from the fact that it is now mandatory to have Health Insurance in Austin TX, there are other reasons why purchasing health insurance is a very smart thing to do. When calling most doctor’s offices to set up an appointment, one of the first questions they will ask is about the type of health insurance the patient has. Of course, this may discourage the potential patient from making an initial appointment, as cash-paying patient prices may be too steep for most.
Without health insurance to fall back on for medical bills, many people tend to put off routine medical care. In fact, some won’t see the doctor unless it’s almost a life or death situation. No routine blood work, no pap smears, no mammograms, and no colonoscopies for most of those without health insurance. Unfortunately, these routine tests are the first indicators of a serious health problem. Without these tests, many health issues won’t be discovered until they are much more advanced, leading to a poorer prognosis for the patient.
Additionally, if an uninsured person must seek medical care for a serious health concern or is brought to the hospital through the emergency room, the medical bills can be overwhelming. Of course, some of the bills can be negotiated down, but certainly not all of them. The total amount due may still be more than the patient’s entire household income for the year. These insurmountable bills can cause additional stress on the ill or recovering patient, leaving them feeling helpless. Unfortunately, these medical bills can be financially devastating to families, leading to bankruptcy, property loss and much more. All that could have been prevented had the patient had Health Insurance in Austin TX.
It’s simple to apply for coverage. Because policies have no pre-existing conditions any longer, one can go on the website and simply Click Here to learn more about the types of health insurance offered and easily apply for coverage. No one knows what life has in store. Don’t risk financial ruin over the lack of health insurance. Get covered today.
