Healthcare marketplace plan enrollment for Atlanta, GA, families is a decision that shouldn’t be made without thorough consideration. Obtaining quality healthcare that’s convenient and affordable is something that all families need, but sometimes the decision-making process gets complicated. When researching marketplace healthcare plans, here are three things to pay close attention to.
Plan Categories
The first thing enrollees will notice is there are four categories to choose from: platinum, gold, silver, and bronze. Many people assume the quality of care corresponds to the category with the lowest category being the lowest quality of care. This is not true. Quality of care is not affected. The only difference between the categories is the costs.
Plan Types
Another thing to consider is the type of plan one wants to enroll in. There are four choices: PPO, HMO, POS, EPO. Review these plans carefully because each one has different rules about in-network and out-of-network doctors. Enrollees who want to choose their doctor or already have a doctor should look for flexible plans like a PPO.
Healthcare Costs
Everyone who uses the healthcare marketplace needs to know their out-of-pocket expenses so they can find a plan that makes sense for their budget. All marketplace plans require people to pay a monthly premium whether healthcare services are used or not that month. In addition, some plans require co-pays and other out-of-pocket expenses beyond the monthly premium.
Have more questions about healthcare marketplace plan enrollment in Atlanta, GA? Contact Georgia Health Insurance Marketplace online for updated information.
